{"id":10833,"date":"2021-07-04T08:23:00","date_gmt":"2021-05-13T05:23:47","guid":{"rendered":"https:\/\/blogavto.com\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/"},"modified":"2021-05-13T17:06:32","modified_gmt":"2021-05-13T14:06:32","slug":"luchshee-avtostrahovanie-gavaji-obzor-2020-g","status":"publish","type":"post","link":"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/","title":{"rendered":"Nejlep\u0161\u00ed poji\u0161t\u011bn\u00ed auta: Havaj (recenze 2020)"},"content":{"rendered":"<ul>\n<li> Havaj m\u00e1 relativn\u011b n\u00edzkou m\u00edru \u00famrt\u00ed a smrteln\u00fdch nehod. <\/li>\n<li> \u0158idi\u010di na Havaji utratili v roce 2017 v pr\u016fm\u011bru 803,45 USD za poji\u0161t\u011bn\u00ed auta. <\/li>\n<li> Havaj je stav bez zavin\u011bn\u00ed, co\u017e znamen\u00e1, \u017ee bez ohledu na to, kdo nehodu zp\u016fsobil, mus\u00ed ob\u011b strany uplatnit n\u00e1roky u sv\u00fdch poji\u0161\u0165oven. <\/li>\n<\/ul>\n<p> Hled\u00e1te nejlep\u0161\u00ed sazby poji\u0161t\u011bn\u00ed auta v Aloha? Pokud jde o poji\u0161t\u011bn\u00ed auta na Havaji, existuje mnoho mo\u017enost\u00ed a n\u00e1\u0161 pr\u016fzkum v\u00e1m m\u016f\u017ee pomoci vybrat toho spr\u00e1vn\u00e9ho poskytovatele. <\/p>\n<p> V tomto \u010dl\u00e1nku se pod\u00edv\u00e1me na nejlep\u0161\u00ed poskytovatele poji\u0161t\u011bn\u00ed automobil\u016f na Havaji, pokud jde o pokryt\u00ed, slevy, z\u00e1kaznick\u00fd servis a dal\u0161\u00ed. Pod\u00edv\u00e1me se tak\u00e9 na po\u017eadavky na poji\u0161t\u011bn\u00ed na Havaji a dal\u0161\u00ed informace o \u0159\u00edzen\u00ed ve st\u00e1t\u011b. <\/p>\n<p> N\u00e1\u0161 t\u00fdm provedl pr\u016fzkum mezi nejlep\u0161\u00edmi poskytovateli poji\u0161t\u011bn\u00ed automobil\u016f a zjistil, \u017ee na Havaji existuje \u0159ada \u0161pi\u010dkov\u00fdch poskytovatel\u016f. P\u0159i n\u00e1kupu poji\u0161t\u011bn\u00ed doporu\u010dujeme p\u0159ed rozhodnut\u00edm porovnat sazby od v\u00edce poskytovatel\u016f. M\u016f\u017eete si tak b\u00fdt jisti, \u017ee z\u00edsk\u00e1te nejlep\u0161\u00ed pokryt\u00ed za nejlep\u0161\u00ed cenu. Zadejte sv\u00e9 PS\u010c n\u00ed\u017ee a za\u010dn\u011bte dost\u00e1vat bezplatn\u00e9 nab\u00eddky. <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Obsah<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/#%D0%9B%D1%83%D1%87%D1%88%D0%B8%D0%B5_%D0%BF%D1%80%D0%BE%D0%B2%D0%B0%D0%B9%D0%B4%D0%B5%D1%80%D1%8B_%D0%BF%D0%BE_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\" >Nejlep\u0161\u00ed poskytovatel\u00e9 poji\u0161t\u011bn\u00ed vozidel na Havaji<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/#%D0%A2%D1%80%D0%B5%D0%B1%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8F_%D0%BA_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\" >Po\u017eadavky na poji\u0161t\u011bn\u00ed auta na Havaji<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/#%D0%92%D0%BE%D0%B6%D0%B4%D0%B5%D0%BD%D0%B8%D0%B5_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\" >\u0158\u00edzen\u00ed na Havaji<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/#%D0%A1%D1%82%D0%BE%D0%B8%D0%BC%D0%BE%D1%81%D1%82%D1%8C_%D0%B0%D0%B2%D1%82%D0%BE%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8F_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\" >N\u00e1klady na poji\u0161t\u011bn\u00ed auta na Havaji<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blogavto.com\/cs\/luchshee-avtostrahovanie-gavaji-obzor-2020-g\/#%D0%97%D0%B0%D0%BA%D0%BB%D1%8E%D1%87%D0%B5%D0%BD%D0%B8%D0%B5_%D0%A1%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D0%B5_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\" >Z\u00e1v\u011br: Poji\u0161t\u011bn\u00ed auta na Havaji<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%D0%9B%D1%83%D1%87%D1%88%D0%B8%D0%B5_%D0%BF%D1%80%D0%BE%D0%B2%D0%B0%D0%B9%D0%B4%D0%B5%D1%80%D1%8B_%D0%BF%D0%BE_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\"><\/span> Nejlep\u0161\u00ed poskytovatel\u00e9 poji\u0161t\u011bn\u00ed vozidel na Havaji <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Na z\u00e1klad\u011b na\u0161eho v\u00fdzkumu jsou n\u00e1sleduj\u00edc\u00ed poskytovatel\u00e9 slu\u017eeb nejlep\u0161\u00edmi mo\u017enostmi poji\u0161t\u011bn\u00ed automobil\u016f na Havaji. GEICO, State Farm a USAA jsou n\u011bkter\u00e9 z na\u0161ich nejlep\u0161\u00edch mo\u017enost\u00ed poji\u0161t\u011bn\u00ed automobil\u016f na celost\u00e1tn\u00ed \u00farovni, zat\u00edmco Island Insurance je m\u00edstn\u00edm poskytovatelem. Ka\u017ed\u00fd z nich m\u00e1 v tomto odv\u011btv\u00ed pozitivn\u00ed pov\u011bst a \u0159idi\u010d\u016fm na Havaji nab\u00edz\u00ed v\u0161echny \u010detn\u00e9 slevy a vynikaj\u00edc\u00ed slu\u017eby z\u00e1kazn\u00edk\u016fm. <\/p>\n<table>\n<tbody>\n<tr>\n<th> Nejlep\u0161\u00ed auto poji\u0161t\u011bn\u00ed na Havaji <\/th>\n<th> Celkov\u00e9 hodnocen\u00ed <\/th>\n<th> Povlak <\/th>\n<th> Dostupnost <\/th>\n<\/tr>\n<tr>\n<td> # 1 GEICO Auto Poji\u0161t\u011bn\u00ed <\/td>\n<td> 96% <\/td>\n<td> 95% <\/td>\n<td> 95% <\/td>\n<\/tr>\n<tr>\n<td> # 2 Poji\u0161t\u011bn\u00ed st\u00e1tn\u00edho statku <\/td>\n<td> 95% <\/td>\n<td> 95% <\/td>\n<td> 95% <\/td>\n<\/tr>\n<tr>\n<td> Poji\u0161t\u011bn\u00ed automobilu # 3 USAA <\/td>\n<td> 96% <\/td>\n<td> 95% <\/td>\n<td> 95% <\/td>\n<\/tr>\n<tr>\n<td> # 4 ostrovn\u00ed poji\u0161t\u011bn\u00ed <\/td>\n<td> 80% <\/td>\n<td> 85% <\/td>\n<td> 85% <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em> * \u017deb\u0159\u00ed\u010dky prodejc\u016f jsou hodnocen\u00edm na\u0161eho celost\u00e1tn\u00edho t\u00fdmu poji\u0161\u0165ovac\u00edch spole\u010dnost\u00ed pro automobily a po\u0159ad\u00ed prodejc\u016f je zalo\u017eeno na na\u0161ich pokynech pro Havaj. <\/em><\/p>\n<h3> # 1 GEICO: Celkov\u011b nejlep\u0161\u00ed <\/h3>\n<p> V na\u0161em p\u0159ehledu nejlep\u0161\u00edch poskytovatel\u016f v zemi se GEICO um\u00edstilo na prvn\u00edm m\u00edst\u011b. Podle sv\u00fdch webov\u00fdch str\u00e1nek je GEICO nejv\u011bt\u0161\u00ed autopojistitelem na Havaji. Spole\u010dnost m\u00e1 hodnocen\u00ed A+ od Better Business Bureau (BBB) \u200b\u200b\u200b\u200ba hodnocen\u00ed finan\u010dn\u00ed s\u00edly A++ od AM Best. GEICO se um\u00edstilo na prvn\u00edm m\u00edst\u011b mezi hlavn\u00edmi pojistiteli v JD Power 2020 US Insurance Shopping Study <sup> SM <\/sup> s 867 body z 1000. To znamen\u00e1, \u017ee \u0159idi\u010di hodnotili n\u00e1kupn\u00ed zku\u0161enost spole\u010dnosti jako nejlep\u0161\u00ed v oboru. <\/p>\n<p> GEICO nab\u00edz\u00ed jedny z nejlevn\u011bj\u0161\u00edch autopoji\u0161t\u011bn\u00ed na Havaji. Jeho politika m\u016f\u017ee b\u00fdt je\u0161t\u011b p\u0159\u00edstupn\u011bj\u0161\u00ed prost\u0159ednictv\u00edm \u0161irok\u00e9 \u0161k\u00e1ly nab\u00edzen\u00fdch slev, v\u010detn\u011b: <\/p>\n<ul>\n<li> Sleva na vzduchov\u00fd pol\u0161t\u00e1\u0159 <\/li>\n<li> vojensk\u00e1 sleva <\/li>\n<li> V\u00edcen\u00e1sobn\u00e1 sleva <\/li>\n<li> Sleva pro dobr\u00e9ho \u0159idi\u010de <\/li>\n<li> Sleva na nov\u00fd v\u016fz <\/li>\n<li> Sleva na v\u00edce vozidel <\/li>\n<li> Sleva pro dobr\u00e9 studenty <\/li>\n<li> Sleva na protiblokovac\u00ed brzdy <\/li>\n<li> Feder\u00e1ln\u00ed zam\u011bstnaneck\u00e1 sleva <\/li>\n<li> Sleva pro nouzov\u00e9 nasazen\u00ed <\/li>\n<\/ul>\n<p> Poji\u0161t\u011bn\u00ed auta m\u016f\u017eete tak\u00e9 kombinovat s poji\u0161t\u011bn\u00edm dom\u00e1cnosti a u\u0161et\u0159it tak pen\u00edze. Pro podrobn\u00e9 vysv\u011btlen\u00ed t\u011bchto slev, stejn\u011b jako dal\u0161\u00ed informace o pokryt\u00ed od GEICO, si p\u0159e\u010dt\u011bte na\u0161i \u00faplnou recenzi auto poji\u0161t\u011bn\u00ed GEICO. <\/p>\n<h3> # 2 State Farm: Nejlep\u0161\u00ed pro studentsk\u00e9 \u0159idi\u010de <\/h3>\n<p> Pokud m\u00e1te mladistv\u00e9ho nebo studentsk\u00e9ho \u0159idi\u010de, pod\u00edvejte se na State Farm. Tento poskytovatel nab\u00edz\u00ed mnoho slev na havajsk\u00e9 poji\u0161t\u011bn\u00ed pro nov\u00e9 \u0159idi\u010de a studenty. State Farm m\u00e1 hodnocen\u00ed A+ od BBB a hodnocen\u00ed finan\u010dn\u00ed s\u00edly A++ od AM Best. State Farm si tak\u00e9 vedl dob\u0159e ve studii JD Power Shopping Study 2020 a skon\u010dil celkov\u011b t\u0159et\u00ed. <\/p>\n<p> State Farm nemus\u00ed b\u00fdt v\u017edy nejlevn\u011bj\u0161\u00edm dodavatelem, ale m\u00e1 r\u016fzn\u00e9 slevy, kter\u00e9 \u0159idi\u010d\u016fm pom\u00e1haj\u00ed u\u0161et\u0159it na poji\u0161t\u011bn\u00ed auta na Havaji. Tyto slevy zahrnuj\u00ed: <\/p>\n<ul>\n<li> V\u00edce\u0159\u00e1dkov\u00e1 sleva <\/li>\n<li> Dobr\u00e1 sleva na j\u00edzdu <\/li>\n<li> Sleva bez nehody <\/li>\n<li> Sleva za bezpe\u010dnost vozidla <\/li>\n<li> Sleva na pasivn\u00ed abstinenci <\/li>\n<li> Jezd\u011bte bezpe\u010dn\u011b a u\u0161et\u0159ete <sup> TM <\/sup> sleva <\/li>\n<li> V\u00edcen\u00e1sobn\u00e1 sleva na auta <\/li>\n<\/ul>\n<p> P\u0159e\u010dt\u011bte si na\u0161i recenzi poji\u0161t\u011bn\u00ed st\u00e1tn\u00edch statk\u016f pro v\u00edce podrobnost\u00ed o pokryt\u00ed. <\/p>\n<h3> # 3 USAA: Nejlep\u0161\u00ed pro vojensk\u00e9 rodiny <\/h3>\n<p> USAA je dal\u0161\u00edm z na\u0161ich nejlep\u0161\u00edch tip\u016f pro poji\u0161t\u011bn\u00ed aut na Havaji, ale je k dispozici pouze \u010dlen\u016fm arm\u00e1dy a jejich rodin\u00e1m. Pojistitel m\u00e1 rating A- od BBB a rating finan\u010dn\u00ed s\u00edly A++ od AM Best. Z\u00edskala tak\u00e9 nejvy\u0161\u0161\u00ed sk\u00f3re ve v\u0161ech regionech v pr\u016fzkumu spokojenosti JD Power 2020 US Auto Insurance Survey. <sup> SM <\/sup>. <\/p>\n<p> USAA nab\u00edz\u00ed levn\u00e9 auto poji\u0161t\u011bn\u00ed na Havaji a n\u00e1sleduj\u00edc\u00ed zlevn\u011bn\u00e9 mo\u017enosti: <\/p>\n<ul>\n<li> rodinn\u00e1 sleva <\/li>\n<li> V\u011brnostn\u00ed sleva <\/li>\n<li> Sleva na bezpe\u010dn\u00e9ho \u0159idi\u010de <\/li>\n<li> Sleva na nov\u00fd v\u016fz <\/li>\n<li> Sleva na v\u00edce vozidel <\/li>\n<li> Sleva pro dobr\u00e9 studenty <\/li>\n<li> Sleva na \u0159idi\u010dsk\u00fd kurz <\/li>\n<li> Sleva na uskladn\u011bn\u00ed auta <\/li>\n<li> Ro\u010dn\u00ed sleva na ujet\u00e9 kilometry <\/li>\n<li> Sleva na vojenskou instalaci <\/li>\n<\/ul>\n<p> Pro v\u00edce informac\u00ed o tomto poskytovateli si p\u0159e\u010dt\u011bte na\u0161i \u00faplnou recenzi auto poji\u0161t\u011bn\u00ed USAA. <\/p>\n<h3> #4 Island Insurance: Nejlep\u0161\u00ed m\u00edstn\u00ed poskytovatel <\/h3>\n<p> Island Insurance je m\u00edstn\u00ed spole\u010dnost, kter\u00e1 poskytuje z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed vozidel na Havaji. Jej\u00ed webov\u00e1 str\u00e1nka tvrd\u00ed, \u017ee je nejv\u011bt\u0161\u00ed vlastn\u011bnou a provozovanou poji\u0161\u0165ovnou na Havaji s 98procentn\u00edm hodnocen\u00edm spokojenosti s pojistn\u00fdmi ud\u00e1lostmi. <\/p>\n<p> Vzhledem k tomu, \u017ee se jedn\u00e1 o m\u00edstn\u00edho poskytovatele, nen\u00ed Island Insurance zahrnuto do v\u00fdzkumu spole\u010dnosti JD Power, ale mysl\u00edme si, \u017ee st\u00e1le stoj\u00ed za to se na n\u011bj pod\u00edvat. Island Insurance m\u00e1 hodnocen\u00ed A+ od BBB s n\u011bkolika st\u00ed\u017enostmi z\u00e1kazn\u00edk\u016f a hodnocen\u00ed finan\u010dn\u00ed s\u00edly A od AM Best. To je nadpr\u016fm\u011brn\u00e9 hodnocen\u00ed m\u00edstn\u00edch poskytovatel\u016f. <\/p>\n<p> Island Insurance nab\u00edz\u00ed n\u00e1sleduj\u00edc\u00ed slevy, kter\u00e9 v\u00e1m pomohou u\u0161et\u0159it pen\u00edze za poji\u0161t\u011bn\u00ed auta na Havaji: <\/p>\n<ul>\n<li> Sleva na v\u00edno <\/li>\n<li> V\u00edcen\u00e1sobn\u00e1 sleva na auta <\/li>\n<li> Sleva za obnoven\u00ed <\/li>\n<li> Sleva na balen\u00ed <\/li>\n<li> Sleva proti kr\u00e1de\u017ei <\/li>\n<li> Sleva p\u0159ed poji\u0161t\u011bn\u00edm <\/li>\n<li> Sleva na hybridn\u00ed v\u016fz <\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%D0%A2%D1%80%D0%B5%D0%B1%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8F_%D0%BA_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\"><\/span> Po\u017eadavky na poji\u0161t\u011bn\u00ed auta na Havaji <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Ka\u017ed\u00fd st\u00e1t stanov\u00ed sv\u00e9 vlastn\u00ed po\u017eadavky na poji\u0161t\u011bn\u00ed vozidel, tak\u017ee poji\u0161t\u011bn\u00ed vozidla na Havaji se m\u016f\u017ee li\u0161it od pokryt\u00ed v jin\u00fdch \u010d\u00e1stech Spojen\u00fdch st\u00e1t\u016f. Obecn\u011b plat\u00ed, \u017ee v\u0161ichni \u0159idi\u010di na Havaji mus\u00ed m\u00edt n\u00e1sleduj\u00edc\u00ed minim\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. M\u00e1te v\u0161ak pr\u00e1vo p\u00edsemn\u011b zru\u0161it kryt\u00ed pro nepoji\u0161t\u011bn\u00e9\/podpoji\u0161t\u011bn\u00e9 motoristy. <\/p>\n<table>\n<tbody>\n<tr>\n<th> Typ pojistn\u00e9ho kryt\u00ed <\/th>\n<th> Po\u017eadavky na poji\u0161t\u011bn\u00ed auta na Havaji <\/th>\n<\/tr>\n<tr>\n<td> Odpov\u011bdnost za ubl\u00ed\u017een\u00ed na zdrav\u00ed <\/td>\n<td> 20 000 USD na osobu \/ 40 000 USD za nehodu <\/td>\n<\/tr>\n<tr>\n<td> Odpov\u011bdnost za \u0161kodu na majetku <\/td>\n<td> 10 000 dolar\u016f za nehodu <\/td>\n<\/tr>\n<tr>\n<td> Ochrana p\u0159ed zran\u011bn\u00edm <\/td>\n<td> 10 000 USD na osobu <\/td>\n<\/tr>\n<tr>\n<td> Nepoji\u0161t\u011bn\u00fd\/podpoji\u0161t\u011bn\u00fd motorista <\/td>\n<td> 20 000 USD na osobu \/ 40 000 USD za nehodu <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%D0%92%D0%BE%D0%B6%D0%B4%D0%B5%D0%BD%D0%B8%D0%B5_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\"><\/span> \u0158\u00edzen\u00ed na Havaji <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Havaj je jedn\u00edm z 12 st\u00e1t\u016f, kter\u00e9 nejsou na vin\u011b. To znamen\u00e1, \u017ee pokud se stanete \u00fa\u010dastn\u00edkem nehody, mus\u00edte vy a druh\u00e1 strana uplatnit n\u00e1roky u sv\u00fdch poji\u0161\u0165oven, bez ohledu na to, kdo je vin\u00edkem. Rovn\u011b\u017e nem\u016f\u017eete \u017ealovat nebo b\u00fdt \u017ealov\u00e1n po nehod\u011b, pokud nedo\u0161lo k v\u00e1\u017en\u00e9mu zran\u011bn\u00ed. <\/p>\n<p> Havaj vy\u017eaduje, aby \u0159idi\u010di byli poji\u0161t\u011bni po celou dobu registrace sv\u00e9ho vozidla a m\u011bli u sebe platn\u00fd havajsk\u00fd pr\u016fkaz poji\u0161t\u011bn\u00ed automobilu. Sankce za \u0159\u00edzen\u00ed bez poji\u0161t\u011bn\u00ed auta nebo identifikace mohou zahrnovat z\u00edsk\u00e1n\u00ed j\u00edzdenky, pokutu nebo ztr\u00e1tu pr\u00e1va \u0159\u00eddit va\u0161e vozidlo. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D0%A1%D1%82%D0%BE%D0%B8%D0%BC%D0%BE%D1%81%D1%82%D1%8C_%D0%B0%D0%B2%D1%82%D0%BE%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8F_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\"><\/span> N\u00e1klady na poji\u0161t\u011bn\u00ed auta na Havaji <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Podle Insurance Information Institute je Havaj 13. nejlevn\u011bj\u0161\u00edm st\u00e1tem v USA, pokud jde o poji\u0161t\u011bn\u00ed automobil\u016f. Pr\u016fm\u011brn\u00e9 n\u00e1klady na poji\u0161t\u011bn\u00ed automobil\u016f na Havaji v roce 2017 byly 803,45 USD, zat\u00edmco celost\u00e1tn\u00ed pr\u016fm\u011br byl ve stejn\u00e9m roce 1 004 USD. 0,58 USD. <\/p>\n<p> Zde je \u010d\u00e1stka, kterou \u0159idi\u010di v roce 2017 v pr\u016fm\u011bru zaplatili za n\u00e1sleduj\u00edc\u00ed typy poji\u0161t\u011bn\u00ed vozidel na Havaji: <\/p>\n<ul>\n<li> Poji\u0161t\u011bn\u00ed odpov\u011bdnosti: $ 468,99 <\/li>\n<li> Havarijn\u00ed poji\u0161t\u011bn\u00ed: 342,17 $ <\/li>\n<li> Komplexn\u00ed pokryt\u00ed: 106,97 $ <\/li>\n<\/ul>\n<p> N\u00e1klady na va\u0161e vlastn\u00ed poji\u0161t\u011bn\u00ed auta na Havaji se budou li\u0161it v z\u00e1vislosti na faktorech, jako je v\u00e1\u0161 v\u011bk, historie j\u00edzdy a vozidlo. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D0%97%D0%B0%D0%BA%D0%BB%D1%8E%D1%87%D0%B5%D0%BD%D0%B8%D0%B5_%D0%A1%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D0%B5_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9_%D0%BD%D0%B0_%D0%93%D0%B0%D0%B2%D0%B0%D0%B9%D1%8F%D1%85\"><\/span> Z\u00e1v\u011br: Poji\u0161t\u011bn\u00ed auta na Havaji <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Celkov\u011b jsme zjistili, \u017ee poji\u0161t\u011bn\u00ed auta na Havaji je relativn\u011b levn\u00e9 ve srovn\u00e1n\u00ed s jin\u00fdmi st\u00e1ty a zjistili jsme, \u017ee GEICO, State Farm, USAA a Island Insurance jsou nejlep\u0161\u00edmi mo\u017enostmi pro poskytovatele. Je tak\u00e9 d\u016fle\u017eit\u00e9 poznamenat, \u017ee Havaj je st\u00e1tem bez z\u00e1vady, a porozum\u011bt minim\u00e1ln\u00edm po\u017eadavk\u016fm na auto poji\u0161t\u011bn\u00ed. <\/p>\n<p> Doporu\u010dujeme z\u00edskat nab\u00eddky od na\u0161ich nejlep\u0161\u00edch doporu\u010den\u00fdch poskytovatel\u016f a tak\u00e9 od dal\u0161\u00edch poji\u0161\u0165oven v oblasti. Pomoc\u00ed jednoduch\u00e9ho n\u00e1stroje n\u00ed\u017ee m\u016f\u017eete za\u010d\u00edt porovn\u00e1vat bezplatn\u00e9 nab\u00eddky od v\u00edce spole\u010dnost\u00ed. <\/p>","protected":false},"excerpt":{"rendered":"<p>\u041d\u0430 \u0413\u0430\u0432\u0430\u0439\u044f\u0445 \u043e\u0442\u043d\u043e\u0441\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043d\u0438\u0437\u043a\u0438\u0439 \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u0441\u043c\u0435\u0440\u0442\u043d\u043e\u0441\u0442\u0438 \u0438 \u0430\u0432\u0430\u0440\u0438\u0439 \u0441\u043e \u0441\u043c\u0435\u0440\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u0438\u0441\u0445\u043e\u0434\u043e\u043c. \u0412\u043e\u0434\u0438\u0442\u0435\u043b\u0438 \u043d\u0430 \u0413\u0430\u0432\u0430\u0439\u044f\u0445 \u043f\u043e\u0442\u0440\u0430\u0442\u0438\u043b\u0438 \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c 803,45 \u0434\u043e\u043b\u043b\u0430\u0440\u0430 \u043d\u0430 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044f \u0432 2017 \u0433\u043e\u0434\u0443. \u0413\u0430\u0432\u0430\u0439\u0438 &#8212; \u044d\u0442\u043e \u0448\u0442\u0430\u0442 \u0431\u0435\u0437 \u0432\u0438\u043d\u044b, \u0447\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e \u043e\u0442 \u0442\u043e\u0433\u043e, \u043a\u0442\u043e \u0441\u0442\u0430\u043b \u043f\u0440\u0438\u0447\u0438\u043d\u043e\u0439 \u0430\u0432\u0430\u0440\u0438\u0438, \u043e\u0431\u0435 \u0441\u0442\u043e\u0440\u043e\u043d\u044b \u0434\u043e\u043b\u0436\u043d\u044b \u043f\u043e\u0434\u0430\u0432\u0430\u0442\u044c \u0438\u0441\u043a\u0438 \u0432 \u0441\u0432\u043e\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. \u0418\u0449\u0435\u0442\u0435 \u043b\u0443\u0447\u0448\u0438\u0435 \u0442\u0430\u0440\u0438\u0444\u044b \u043d\u0430 \u0430\u0432\u0442\u043e\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 [&hellip;]<\/p>\n","protected":false},"author":495,"featured_media":10834,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3662],"tags":[],"class_list":["post-10833","post","type-post","status-publish","format-standard","has-post-thumbnail","category-strahovanie-avtomobilya"],"_links":{"self":[{"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/posts\/10833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/users\/495"}],"replies":[{"embeddable":true,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/comments?post=10833"}],"version-history":[{"count":2,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/posts\/10833\/revisions"}],"predecessor-version":[{"id":11162,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/posts\/10833\/revisions\/11162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/media\/10834"}],"wp:attachment":[{"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/media?parent=10833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/categories?post=10833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogavto.com\/cs\/wp-json\/wp\/v2\/tags?post=10833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}