{"id":10751,"date":"2021-06-13T08:13:00","date_gmt":"2021-05-13T05:13:05","guid":{"rendered":"https:\/\/blogavto.com\/geico-protiv-usaa-obzor-2021-g\/"},"modified":"2021-05-13T16:55:00","modified_gmt":"2021-05-13T13:55:00","slug":"geico-protiv-usaa-obzor-2021-g","status":"publish","type":"post","link":"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/","title":{"rendered":"GEICO vs USAA: 2021 \u0130nceleme"},"content":{"rendered":"<ul>\n<li> USAA harika esnek \u00f6deme se\u00e7enekleri ve m\u00fc\u015fteri hizmetleri sunar, ancak kullan\u0131labilirlikleri s\u0131n\u0131rl\u0131d\u0131r. <\/li>\n<li> GEICO g\u00fc\u00e7l\u00fc bir sekt\u00f6r itibar\u0131na ve kullan\u0131m\u0131 kolay ileti\u015fim ara\u00e7lar\u0131na sahiptir, ancak ge\u00e7mi\u015fte baz\u0131 m\u00fc\u015fteri hizmetleri sorunlar\u0131 ya\u015fam\u0131\u015ft\u0131r. <\/li>\n<li> Oto sigorta ihtiya\u00e7lar\u0131n\u0131z i\u00e7in en iyi se\u00e7imi yapmak \u00fczere bu iki \u00f6nde gelen sa\u011flay\u0131c\u0131 aras\u0131ndaki kar\u015f\u0131la\u015ft\u0131rmam\u0131z\u0131 okuyun. <\/li>\n<\/ul>\n<p> S\u00fcrekli de\u011fi\u015fen oto sigortas\u0131 ortam\u0131nda, \u00f6zellikle GEICO veya USAA gibi iki lider sa\u011flay\u0131c\u0131 aras\u0131nda se\u00e7im yap\u0131yorsan\u0131z, hangi \u015firketin ihtiya\u00e7lar\u0131n\u0131z i\u00e7in do\u011fru oldu\u011funa karar vermek zor olabilir. Bunu kolayla\u015ft\u0131rmak i\u00e7in, m\u00fc\u015fteri memnuniyeti, maliyet ve kapsam gibi alanlarda en iyi 32 oto sigorta \u015firketini ara\u015ft\u0131rd\u0131k. <\/p>\n<p> \u015eimdi GEICO ve USAA'y\u0131 yan yana kar\u015f\u0131la\u015ft\u0131r\u0131yoruz. Her bir araba sigortas\u0131 \u015firketinin talepleri nas\u0131l ele ald\u0131\u011f\u0131n\u0131 ve m\u00fc\u015fterilerini nas\u0131l korudu\u011funu ve en iyi sa\u011flay\u0131c\u0131lar\u0131n uygun fiyat a\u00e7\u0131s\u0131ndan nas\u0131l performans g\u00f6sterdi\u011fini \u00f6\u011frenin. <\/p>\n<p> Her iki tedarik\u00e7iden de \u00fccretsiz fiyat teklifi almak i\u00e7in a\u015fa\u011f\u0131daki formu doldurun. <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Ge\u00e7i\u015f<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#%D0%9E%D0%B1%D0%B7%D0%BE%D1%80_Geico_vs_USAA\" >Geico ve USAA aras\u0131nda bir inceleme. USAA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#GEICO_%D0%BF%D1%80%D0%BE%D1%82%D0%B8%D0%B2_USAA_%D0%BE%D1%85%D0%B2%D0%B0%D1%82\" >GEICO v. USAA: kapsam<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#GEICO_vs_USAA_%D0%A1%D1%82%D0%BE%D0%B8%D0%BC%D0%BE%D1%81%D1%82%D1%8C\" >GEICO vs. USAA: Maliyet<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#GEICO_%D0%BF%D1%80%D0%BE%D1%82%D0%B8%D0%B2_USAA_%D0%A1%D0%BB%D1%83%D0%B6%D0%B1%D0%B0_%D0%BF%D0%BE%D0%B4%D0%B4%D0%B5%D1%80%D0%B6%D0%BA%D0%B8_%D0%BA%D0%BB%D0%B8%D0%B5%D0%BD%D1%82%D0%BE%D0%B2\" >GEICO v. USAA: M\u00fc\u015fteri Hizmetleri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#%D0%97%D0%B0%D0%BA%D0%BB%D1%8E%D1%87%D0%B8%D1%82%D0%B5%D0%BB%D1%8C%D0%BD%D1%8B%D0%B5_%D0%BC%D1%8B%D1%81%D0%BB%D0%B8_%D0%BE_GEICO_vs_USAA\" >GEICO ve USAA hakk\u0131nda son d\u00fc\u015f\u00fcnceler<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blogavto.com\/tr\/geico-protiv-usaa-obzor-2021-g\/#%D0%94%D1%80%D1%83%D0%B3%D0%B8%D0%B5_%D0%B3%D0%BB%D0%B0%D0%B2%D0%BD%D1%8B%D0%B5_%D1%80%D0%B5%D0%BA%D0%BE%D0%BC%D0%B5%D0%BD%D0%B4%D0%B0%D1%86%D0%B8%D0%B8_%D0%BF%D0%BE_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9\" >Ara\u00e7 sigortas\u0131 i\u00e7in di\u011fer \u00f6nemli ipu\u00e7lar\u0131<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%D0%9E%D0%B1%D0%B7%D0%BE%D1%80_Geico_vs_USAA\"><\/span> Geico ve USAA aras\u0131nda bir inceleme. USAA <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<th><\/th>\n<th> GEICO <\/th>\n<th> USAA <\/th>\n<\/tr>\n<tr>\n<td> Genel De\u011ferlendirme <\/td>\n<td> 87% <\/td>\n<td> 87% <\/td>\n<\/tr>\n<tr>\n<td> i\u00e7in en iyi \u015fey <\/td>\n<td> \u00c7o\u011fu s\u00fcr\u00fcc\u00fc <\/td>\n<td> Askeri personel ve aileleri <\/td>\n<\/tr>\n<tr>\n<td> kullan\u0131labilirlik <\/td>\n<td> 50 eyalet <\/td>\n<td> 50 eyalet <\/td>\n<\/tr>\n<tr>\n<td> Kaplama <\/td>\n<td> 90% <\/td>\n<td> 80% <\/td>\n<\/tr>\n<tr>\n<td> Giderler <\/td>\n<td> 90% <\/td>\n<td> 80% <\/td>\n<\/tr>\n<tr>\n<td> M\u00fc\u015fteri Hizmetleri <\/td>\n<td> 80% <\/td>\n<td> 95% <\/td>\n<\/tr>\n<tr>\n<td> Askeri indirim <\/td>\n<td> Evet <\/td>\n<td> Evet <\/td>\n<\/tr>\n<tr>\n<td> Kullan\u0131m bazl\u0131 iskonto <\/td>\n<td> Evet <\/td>\n<td> Evet <\/td>\n<\/tr>\n<tr>\n<td> Better Business Bureau (BBB) derecelendirmesi <\/td>\n<td> bir+ <\/td>\n<td> \u0410- <\/td>\n<\/tr>\n<tr>\n<td> Best AM Finansal G\u00fc\u00e7 Derecelendirmesi <\/td>\n<td> \u0410 ++ <\/td>\n<td> \u0410 ++ <\/td>\n<\/tr>\n<tr>\n<td> Pazar pay\u0131 <\/td>\n<td> 13,78% <\/td>\n<td> 6,01% <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3> Her \u015firketin art\u0131lar\u0131 ve eksileri nelerdir? <\/h3>\n<p> A\u015fa\u011f\u0131da GEICO'yu USAA'dan ay\u0131ran en \u00f6nemli fakt\u00f6rleri listeledik. <\/p>\n<p><strong> GEICO <\/strong><\/p>\n<ul>\n<li><strong> Art\u0131lar\u0131: <\/strong> \u00e7ok say\u0131da indirim, Geico'nun geli\u015fmi\u015f mobil uygulamas\u0131 ve sigorta temsilcilerine her zaman eri\u015fim. <\/li>\n<li><strong> Eksiler: <\/strong> kar\u0131\u015f\u0131k m\u00fc\u015fteri geri bildirimi. <\/li>\n<\/ul>\n<p><strong> USAA <\/strong><\/p>\n<ul>\n<li><strong> Art\u0131lar\u0131: <\/strong> Askeri aileler i\u00e7in d\u00fc\u015f\u00fck oranlar, \u00f6deme esnekli\u011fi ve kaza aff\u0131. <\/li>\n<li><strong> Eksiler: <\/strong> sadece asker aileleri i\u00e7indir. <\/li>\n<\/ul>\n<p> 1936'da kurulan GEICO, Amerika Birle\u015fik Devletleri'nin \u00f6nde gelen otomobil sigortac\u0131lar\u0131ndan biridir. \u015eirket, otomobil sigortas\u0131n\u0131n yan\u0131 s\u0131ra ev sahibi ve hayat sigortas\u0131 poli\u00e7eleri de sunmaktad\u0131r. GEICO, AM Best ve BBB'nin y\u00fcksek end\u00fcstri derecelendirmelerini alm\u0131\u015ft\u0131r. GEICO oto sigortas\u0131n\u0131n ay\u0131rt edici \u00f6zelliklerinden biri, temsilcilere ve deste\u011fe 7\/24 eri\u015fimdir. <\/p>\n<p> Benzer bir \u00fcne sahip olan USAA, 1922 y\u0131l\u0131nda faaliyetlerine ba\u015flam\u0131\u015ft\u0131r. USAA ara\u00e7 sigortas\u0131 aktif askeri \u00fcyeler, gaziler ve aileleri i\u00e7in mevcuttur. Ayr\u0131ca gen\u00e7 subaylar\u0131 da kapsar. Otomobil sigortac\u0131s\u0131 ayr\u0131ca AM Best ve J.D. Power'dan y\u00fcksek end\u00fcstri derecelendirmeleri alm\u0131\u015ft\u0131r. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"GEICO_%D0%BF%D1%80%D0%BE%D1%82%D0%B8%D0%B2_USAA_%D0%BE%D1%85%D0%B2%D0%B0%D1%82\"><\/span> GEICO v. USAA: kapsam <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Hem GEICO hem de USAA, a\u015fa\u011f\u0131dakiler de dahil olmak \u00fczere alt\u0131 standart teminat t\u00fcr\u00fc sunmaktad\u0131r: <\/p>\n<ul>\n<li><strong> Sorumluluk sigortas\u0131 (BI \/ PD) <\/strong>\n<ul>\n<li> Bedensel Yaralanma Sorumlulu\u011fu (BI): Bir kazaya neden olursan\u0131z, di\u011fer s\u00fcr\u00fcc\u00fcler ve yolcular\u0131 teminat alt\u0131ndad\u0131r. <\/li>\n<li> Maddi Hasar Sorumlulu\u011fu (PD): Bir kazaya neden olman\u0131z halinde, kazaya kar\u0131\u015fan di\u011fer ara\u00e7lar teminat kapsam\u0131ndad\u0131r. <\/li>\n<\/ul>\n<\/li>\n<li><strong> T\u0131bbi \u00d6demeler (MedPay). <\/strong> Siz ve yolcular\u0131n\u0131z i\u00e7in t\u0131bbi masraflar kar\u015f\u0131lan\u0131r. <\/li>\n<li><strong> Yaralanma korumas\u0131 (PIP): <\/strong> Kusura bak\u0131lmaks\u0131z\u0131n siz ve yolcular\u0131n\u0131z i\u00e7in t\u0131bbi masraflar\u0131, \u00fccret kayb\u0131n\u0131 ve cenaze masraflar\u0131n\u0131 kar\u015f\u0131lar. E\u011fer sa\u011fl\u0131kl\u0131 bir \u015fekilde ara\u00e7 kullan\u0131yorsan\u0131z, PIP kapsam\u0131na sahip olman\u0131z beklenir. <\/li>\n<li><strong> \u00c7arp\u0131\u015fma: <\/strong> Arac\u0131n\u0131z kusurdan ba\u011f\u0131ms\u0131z olarak sigortal\u0131d\u0131r. <\/li>\n<li><strong> Kapsaml\u0131 <\/strong>: Arac\u0131n\u0131zda h\u0131rs\u0131zl\u0131k ve vandalizmden kaynaklanan hasarlar\u0131n yan\u0131 s\u0131ra sel gibi \u00e7evresel fakt\u00f6rleri de kapsar. <\/li>\n<li><strong> Sigortas\u0131z \/ Sigortas\u0131z S\u00fcr\u00fcc\u00fc (UM \/ UIM): <\/strong> Sigortas\u0131 olmayan ya da \u00e7ok az sigortas\u0131 olan bir s\u00fcr\u00fcc\u00fc ile kaza yaparsan\u0131z, sigorta kapsam\u0131na girersiniz. Baz\u0131 eyaletler vurup ka\u00e7may\u0131 da kapsar. <\/li>\n<\/ul>\n<p> GEICO ve USAA'y\u0131 kar\u015f\u0131la\u015ft\u0131r\u0131rken, standart kapsam\u0131n \u00f6tesine ge\u00e7mek isteyeceksiniz. En iyi sa\u011flay\u0131c\u0131lar alabilece\u011finiz ekstra teminatlarla farkl\u0131la\u015f\u0131r. <\/p>\n<table>\n<tbody>\n<tr>\n<th><strong> GEICO taraf\u0131ndan sa\u011flanan ek teminat <\/strong><\/th>\n<th><strong> ABD'den ek yay\u0131nlar <\/strong><\/th>\n<\/tr>\n<tr>\n<td> Acil yol yard\u0131m\u0131: h\u0131zl\u0131 ak\u00fc takviyesi, patlak lastik bak\u0131m\u0131 ve 100 $'a kadar kilitleme hizmetleri i\u00e7in 24 saat yol yard\u0131m\u0131 talep edebilirsiniz. <\/td>\n<td> Yol yard\u0131m\u0131: Bu ekstra koruma, \u00e7ekme, patlak lastikler, kilitleme hizmetleri ve gaz teslimat\u0131 gibi \u015feyleri kapsar. <\/td>\n<\/tr>\n<tr>\n<td> Kiralama geri \u00f6demesi: Kiral\u0131k bir araca ihtiyac\u0131n\u0131z varsa ve kapsam dahilinde bir tazminat talebiniz varsa, GEICO kiral\u0131k arac\u0131n maliyetini \u00f6demeye yard\u0131mc\u0131 olabilir. <\/td>\n<td> Kiralama Geri \u00d6demesi: Bu ek teminat, kapsam dahilindeki bir hasar sonras\u0131nda ara\u00e7 kiralama masraflar\u0131n\u0131 kar\u015f\u0131layabilir. <\/td>\n<\/tr>\n<tr>\n<td> Mekanik Ar\u0131za Sigortas\u0131 (MBI): 15.000 milden daha az yeni veya kiral\u0131k bir arac\u0131n\u0131z varsa, GEICO mekanik ar\u0131za sigortas\u0131 sat\u0131n almaya hak kazan\u0131rs\u0131n\u0131z. MBI uzat\u0131lm\u0131\u015f garantinin yerini al\u0131r ve yedi y\u0131l \/ 100.000 mile kadar onar\u0131m masraflar\u0131n\u0131 kar\u015f\u0131lar. <\/td>\n<td> Kaza Aff\u0131: USAA'n\u0131n ek teminat se\u00e7eneklerinin en \u00f6nemlisi, bir kusurlu olaydan sonra primlerinizin de\u011fi\u015fmemesini sa\u011flayan kaza aff\u0131 sigortas\u0131d\u0131r. P\u00fcf noktas\u0131? Be\u015f y\u0131l boyunca kazas\u0131z kal\u0131n. <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"GEICO_vs_USAA_%D0%A1%D1%82%D0%BE%D0%B8%D0%BC%D0%BE%D1%81%D1%82%D1%8C\"><\/span> GEICO vs. USAA: Maliyet <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Sigorta Bilgi Enstit\u00fcs\u00fc'ne g\u00f6re, 2017 y\u0131l\u0131nda ABD'de ortalama araba sigortas\u0131 maliyeti 1,000.68$ idi. Peki, GEICO ve USAA'n\u0131n rakamlar\u0131 ortalamayla nas\u0131l kar\u015f\u0131la\u015ft\u0131r\u0131labilir? <\/p>\n<p> M\u00fc\u015fteri memnuniyetine dayal\u0131 JD Power 2019 ABD oto sigorta anketine g\u00f6re GEICO, ABD'nin \u00e7o\u011fu b\u00f6lgesinde \u00abortalama\u00bb olarak de\u011ferlendirildi. \u00d6te yandan USAA, ABD'nin t\u00fcm b\u00f6lgelerinde \u00aben iyiler aras\u0131nda\u00bb kabul edildi. Fiyat, m\u00fc\u015fteri memnuniyetinde kilit fakt\u00f6rlerden biri olarak kabul edildi. <\/p>\n<h3> Ne t\u00fcr indirimler beklemelisiniz? <\/h3>\n<p> Otomobil sigortas\u0131 i\u00e7in \u00f6dedi\u011finiz temel fiyat\u0131n \u00f6tesinde, Geico ve USAA aras\u0131nda hangi indirimlere hak kazanabilece\u011finizi bilmek istersiniz. Birka\u00e7 iyi indirim, ayl\u0131k veya y\u0131ll\u0131k sigorta priminizi \u00f6nemli \u00f6l\u00e7\u00fcde d\u00fc\u015f\u00fcrebilir. <\/p>\n<table>\n<tbody>\n<tr>\n<th> GEICO \u0130ndirimleri <\/th>\n<th> USAA \u0130ndirimleri <\/th>\n<\/tr>\n<tr>\n<td> Birka\u00e7 politikac\u0131 <\/td>\n<td> \u00c7oklu poli\u00e7e (10%'ye kadar) <\/td>\n<\/tr>\n<tr>\n<td> Birden fazla ara\u00e7 (25%) <\/td>\n<td> Birka\u00e7 araba <\/td>\n<\/tr>\n<tr>\n<td> Askeri (15%) <\/td>\n<td> Askeri kurulum (15%'ye kadar) <\/td>\n<\/tr>\n<tr>\n<td> Acil durum konu\u015fland\u0131rmas\u0131 (25%) <\/td>\n<td> Ara\u00e7 depolama (60%'ye kadar) <\/td>\n<\/tr>\n<tr>\n<td> \u0130yi \u00d6\u011frenci (15%) <\/td>\n<td> \u0130yi \u00f6\u011frenci <\/td>\n<\/tr>\n<tr>\n<td> \u0130yi S\u00fcr\u00fcc\u00fc (26%) <\/td>\n<td> G\u00fcvenli s\u00fcr\u00fcc\u00fc <\/td>\n<\/tr>\n<tr>\n<td> S\u00fcr\u00fcc\u00fc e\u011fitim kursu <\/td>\n<td> S\u00fcr\u00fcc\u00fc e\u011fitimi <\/td>\n<\/tr>\n<tr>\n<td> Yeni ara\u00e7 (15%) <\/td>\n<td> Defansif s\u00fcr\u00fc\u015f <\/td>\n<\/tr>\n<tr>\n<td> Federal \u00e7al\u0131\u015fan (8%) <\/td>\n<td> Yeni araba <\/td>\n<\/tr>\n<tr>\n<td> \u00dcyelik \/ \u00c7al\u0131\u015fan <\/td>\n<td> Y\u0131ll\u0131k kilometre <\/td>\n<\/tr>\n<tr>\n<td> H\u0131rs\u0131zl\u0131k \u00f6nleme sistemi (25%) <\/td>\n<td> Aile \u0130ndirimi (10%'ye kadar) <\/td>\n<\/tr>\n<tr>\n<td> Kilitlenme \u00f6nleyici frenler (5%) <\/td>\n<td> \u00dcyelik s\u00fcresi <\/td>\n<\/tr>\n<tr>\n<td> Hava yast\u0131klar\u0131 (25 ila 40%) <\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td> G\u00fcnd\u00fcz s\u00fcr\u00fc\u015f farlar\u0131 (1%) <\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td> Emniyet kemeri kullan\u0131m\u0131 (MedPay veya PIP'de 15% indirimi) <\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"GEICO_%D0%BF%D1%80%D0%BE%D1%82%D0%B8%D0%B2_USAA_%D0%A1%D0%BB%D1%83%D0%B6%D0%B1%D0%B0_%D0%BF%D0%BE%D0%B4%D0%B4%D0%B5%D1%80%D0%B6%D0%BA%D0%B8_%D0%BA%D0%BB%D0%B8%D0%B5%D0%BD%D1%82%D0%BE%D0%B2\"><\/span> GEICO v. USAA: M\u00fc\u015fteri Hizmetleri <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> GEICO'ya y\u00fczde 80 m\u00fc\u015fteri hizmetleri memnuniyeti notu verdik, bu da m\u00fc\u015fterilerin yerel acenteler ve \u015firket temsilcileri ile ya\u015fad\u0131klar\u0131 baz\u0131 sorunlar\u0131 yans\u0131t\u0131yor. Yukar\u0131da bahsi ge\u00e7en J.D. Power ara\u015ft\u0131rmas\u0131na g\u00f6re, GEICO'nun genel m\u00fc\u015fteri hizmetleri deneyimi di\u011fer sigortac\u0131lara k\u0131yasla \u00abortalama\u00bb olarak de\u011ferlendirildi. Bununla birlikte, otomobil sigortac\u0131s\u0131 m\u00fc\u015fterilerine GEICO Mobil uygulamas\u0131 ve GEICO Voice dahil olmak \u00fczere temsilcilerle ileti\u015fime ge\u00e7meleri i\u00e7in birden fazla yol sunuyor. <\/p>\n<p> \u00d6te yandan USAA, sekt\u00f6r ara\u015ft\u0131rmam\u0131zda y\u00fczde 95'lik bir puan ald\u0131. Araba sigortas\u0131 \u015firketinin fiziksel bir yeri olmamas\u0131na ra\u011fmen, JD Power'\u0131n 2019 ABD Oto Hasarlar\u0131 Memnuniyet Anketi'nde en y\u00fcksek talep memnuniyeti derecelerinden birini ald\u0131. Bir USAA temsilcisiyle ileti\u015fime ge\u00e7mek i\u00e7in onlara \u00e7evrimi\u00e7i olarak, telefonla veya mobil uygulama arac\u0131l\u0131\u011f\u0131yla ula\u015fabilirsiniz. USAA mobil uygulamas\u0131, yol yard\u0131m\u0131 talep etmenize, talep g\u00f6ndermenize ve bir kaza kontrol listesi g\u00f6r\u00fcnt\u00fclemenize olanak tan\u0131r. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D0%97%D0%B0%D0%BA%D0%BB%D1%8E%D1%87%D0%B8%D1%82%D0%B5%D0%BB%D1%8C%D0%BD%D1%8B%D0%B5_%D0%BC%D1%8B%D1%81%D0%BB%D0%B8_%D0%BE_GEICO_vs_USAA\"><\/span> GEICO ve USAA hakk\u0131nda son d\u00fc\u015f\u00fcnceler <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> GEICO ve USAA'n\u0131n oto sigorta sekt\u00f6r\u00fcndeki en b\u00fcy\u00fck \u015firketlerden ikisi olmas\u0131n\u0131n bir nedeni var. Her iki sa\u011flay\u0131c\u0131 da \u00e7ok \u00e7e\u015fitli teminat se\u00e7eneklerine, makul fiyatlara ve sekt\u00f6r uzmanlar\u0131ndan y\u00fcksek derecelendirmelere sahiptir. E\u011fer aktif veya emekli bir ordu mensubu iseniz, USAA muhtemelen sizin i\u00e7in en iyi se\u00e7imdir. USAA i\u00e7in uygun olmayan s\u00fcr\u00fcc\u00fcler i\u00e7in GEICO, sekt\u00f6r incelememizde en iyi araba sigortas\u0131 \u015firketi se\u00e7ildi. <\/p>\n<p> A\u015fa\u011f\u0131ya posta kodunuzu girerek her iki \u015firketten de \u00fccretsiz ki\u015fiselle\u015ftirilmi\u015f teklifler al\u0131n. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D0%94%D1%80%D1%83%D0%B3%D0%B8%D0%B5_%D0%B3%D0%BB%D0%B0%D0%B2%D0%BD%D1%8B%D0%B5_%D1%80%D0%B5%D0%BA%D0%BE%D0%BC%D0%B5%D0%BD%D0%B4%D0%B0%D1%86%D0%B8%D0%B8_%D0%BF%D0%BE_%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D1%8E_%D0%B0%D0%B2%D1%82%D0%BE%D0%BC%D0%BE%D0%B1%D0%B8%D0%BB%D0%B5%D0%B9\"><\/span> Ara\u00e7 sigortas\u0131 i\u00e7in di\u011fer \u00f6nemli ipu\u00e7lar\u0131 <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p> Herhangi bir oto sigorta plan\u0131na kaydolmadan \u00f6nce, birden fazla sa\u011flay\u0131c\u0131dan teklif almak en iyisidir. Bu \u015fekilde, yaln\u0131zca en iyi kapsam\u0131 de\u011fil, ayn\u0131 zamanda en uygun teklifi de ald\u0131\u011f\u0131n\u0131zdan emin olursunuz. Otomobil sigortas\u0131 oranlar\u0131, arac\u0131n\u0131z\u0131n ya\u015f\u0131 ve kilometresi, s\u00fcr\u00fc\u015f ge\u00e7mi\u015finiz ve bulundu\u011funuz yer gibi bir\u00e7ok fakt\u00f6re dayan\u0131r. \u0130\u015fte sigorta al\u0131\u015fveri\u015fi yaparken g\u00f6z \u00f6n\u00fcnde bulundurman\u0131z gereken di\u011fer iki sa\u011flay\u0131c\u0131. <\/p>\n<h3> Progressive: en iyi \u00e7evrimi\u00e7i deneyim <\/h3>\n<p> Progressive, AM Best'ten A+ finansal g\u00fc\u00e7 derecesine ve kapsam se\u00e7enekleri ve fiyat dahil olmak \u00fczere bir\u00e7ok kategoride bizden y\u00fcksek puanlara sahiptir. Pop\u00fcler otomobil sigortas\u0131 \u015firketi, herhangi bir sigortac\u0131n\u0131n en modern ve kapsaml\u0131 teknoloji \u00e7\u00f6z\u00fcmlerinden birine sahiptir. Progressive'in web sitesinde, b\u00fct\u00e7enize uygun bir plan bulmak i\u00e7in \u00abFiyat\u0131n\u0131z\u0131 Belirleyin\u00bb arac\u0131n\u0131 kullanabilirsiniz. Ayr\u0131ca Progressive'i rakipleriyle kar\u015f\u0131la\u015ft\u0131rman\u0131za olanak tan\u0131yan bir fiyat kar\u015f\u0131la\u015ft\u0131rma arac\u0131 da bulunmaktad\u0131r. <\/p>\n<h3> State farm: \u00f6\u011frenciler i\u00e7in en iyisi <\/h3>\n<p> State Farm, \u00f6zellikle \u00f6\u011frenci s\u00fcr\u00fcc\u00fcler i\u00e7in otomobil sigortas\u0131 i\u00e7in bir ba\u015fka harika se\u00e7imdir. Sigortac\u0131, Drive Safe &amp; Save programlar\u0131 da dahil olmak \u00fczere bir\u00e7ok farkl\u0131 indirim sunmaktad\u0131r <sup> \u2122 <\/sup> ve Uzak Durun <sup> \u00ae <\/sup>. Etkili fren yaparak ve gece s\u00fcr\u00fc\u015f\u00fcnden ka\u00e7\u0131narak, geleneksel olarak y\u00fcksek oranlarla kar\u015f\u0131 kar\u015f\u0131ya kalan gen\u00e7 bir s\u00fcr\u00fcc\u00fc olsan\u0131z bile ara\u00e7 sigortas\u0131ndan tasarruf edebilirsiniz. <\/p>","protected":false},"excerpt":{"rendered":"<p>USAA \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442 \u043e\u0442\u043b\u0438\u0447\u043d\u044b\u0435 \u0433\u0438\u0431\u043a\u0438\u0435 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u044b \u043e\u043f\u043b\u0430\u0442\u044b \u0438 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432, \u043d\u043e \u0438\u0445 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0441\u0442\u044c \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0430. GEICO \u0438\u043c\u0435\u0435\u0442 \u0441\u0438\u043b\u044c\u043d\u0443\u044e \u043e\u0442\u0440\u0430\u0441\u043b\u0435\u0432\u0443\u044e \u0440\u0435\u043f\u0443\u0442\u0430\u0446\u0438\u044e \u0438 \u043f\u0440\u043e\u0441\u0442\u044b\u0435 \u0432 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0438 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u044b \u0441\u0432\u044f\u0437\u0438, \u043d\u043e \u0432 \u043f\u0440\u043e\u0448\u043b\u043e\u043c \u0443 \u043d\u0435\u0435 \u0431\u044b\u043b\u0438 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u044b \u0441 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435\u043c \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432. \u041f\u0440\u043e\u0447\u0442\u0438\u0442\u0435 \u043d\u0430\u0448\u0435 \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0435 \u043c\u0435\u0436\u0434\u0443 \u044d\u0442\u0438\u043c\u0438 \u0434\u0432\u0443\u043c\u044f \u0432\u0435\u0434\u0443\u0449\u0438\u043c\u0438 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u0430\u043c\u0438, \u0447\u0442\u043e\u0431\u044b \u0441\u0434\u0435\u043b\u0430\u0442\u044c \u043b\u0443\u0447\u0448\u0438\u0439 \u0432\u044b\u0431\u043e\u0440 \u0434\u043b\u044f \u0432\u0430\u0448\u0438\u0445 \u043f\u043e\u0442\u0440\u0435\u0431\u043d\u043e\u0441\u0442\u0435\u0439 \u0432 \u0430\u0432\u0442\u043e\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0438. \u0412 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e [&hellip;]<\/p>\n","protected":false},"author":495,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[3662],"tags":[],"class_list":["post-10751","post","type-post","status-publish","format-standard","category-strahovanie-avtomobilya"],"_links":{"self":[{"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/posts\/10751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/users\/495"}],"replies":[{"embeddable":true,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/comments?post=10751"}],"version-history":[{"count":2,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/posts\/10751\/revisions"}],"predecessor-version":[{"id":11202,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/posts\/10751\/revisions\/11202"}],"wp:attachment":[{"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/media?parent=10751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/categories?post=10751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogavto.com\/tr\/wp-json\/wp\/v2\/tags?post=10751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}